Est. 1884 • Heritage of Excellence

The Monthly Scheme

A refined jewellery savings plan that honours tradition while embracing modern convenience. Invest monthly and receive exceptional benefits to own timeless B. Sirkar heirlooms.

Begin Your Journey
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Simple & Elegant

How It Works

A disciplined approach to acquiring jewellery of lasting value. Four straightforward steps to own your desired B. Sirkar creation.

01

Enroll

Open your Monthly Scheme account with a minimum monthly commitment of ₹2,000 or any greater multiple of ₹1,000. Visit our showroom or enroll online.

02

Save

Make regular monthly instalments for 10 months through cash, online banking, post-dated cheques, or standing instructions.

03

Receive Benefits

After completing your instalments, receive a special discount of up to 75% on your first instalment value at the time of redemption.

04

Select & Own

Choose from our exquisite collections—from Naksha to Temple Parampara—and own jewellery crafted with heritage and meant to be cherished for generations.

Advantages

The B. Sirkar Promise

Beyond savings, experience the legacy of a jewellery house that has served Bengal for over 140 years with unwavering commitment to purity and craft.

Exceptional Discount

Receive up to 75% discount on your first instalment value, making your dream jewellery more accessible while maintaining uncompromising quality.

Certified Purity

B. Sirkar pioneered gold hallmarking long before certification became standard. Every piece carries our legacy of purity and trust.

Heritage Collections

Access our entire range—from Shashwata Naksha to The Calcutta Modern, Bridal to Temple Parampara—each piece an heirloom in the making.

Flexible Payment

Choose from multiple payment methods including cash, online banking, standing instructions, or post-dated cheques for your convenience.

Nationwide Redemption

Redeem your account at any B. Sirkar location. Your investment travels with you, offering flexibility across our network.

Combine Offers

Stack your Monthly Scheme discount with ongoing promotional offers for maximum value on your cherished purchase.

Investment Structure

Scheme Details

Transparent terms designed for your peace of mind and financial planning.

Minimum Monthly Investment
₹2,000

Begin with ₹2,000 or choose higher amounts in multiples of ₹1,000 based on your jewellery aspirations.

Duration
10 Months

Commit to 10 monthly instalments. Discipline today becomes heirloom tomorrow.

Discount Benefit
Up to 75%

Receive up to 75% discount on first instalment value upon maturity. Terms apply based on payment regularity.

Grace Period
7 Days

Seven-day grace period for each instalment. Timely payments ensure full benefit realization.

Plan Your Investment

Calculate Your Benefits

Understand your total redemption value with our elegant calculator.

Total Redemption Value
₹0

Breakdown:

Your Total Investment: ₹0

First Installment: ₹0

Discount (75% of first installment): ₹0

Final Value for Jewellery Purchase: ₹0

Begin Your Monthly Scheme Journey

Join generations of discerning patrons who have trusted B. Sirkar Johuree for their most precious acquisitions. Our legacy of 140 years stands behind every piece, every promise, every moment you treasure.

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